Merchant Solutions
Crypto payment processing for merchants
Accept cryptocurrency payments in-store or online. Lower fees, no chargebacks, and instant settlement for businesses of any size.
How It Works
Simple integration, powerful results
Create Payment Request
Generate a payment request from your POS terminal, dashboard, or API with the amount and currency.
Customer Scans to Pay
The customer scans the QR code displayed on your terminal or screen using their crypto wallet.
Blockchain Verification
The transaction is broadcast to the blockchain network and verified by the decentralized network.
Payment Confirmed
XiWire confirms the payment in real-time and sends a notification to your POS or backend system.
Funds Settled
Funds are settled to your account on the same day, available for withdrawal or conversion.
Key Features
Built for your needs
Payment Gateway
Full-featured payment gateway that handles invoicing, payment detection, and confirmation for your business.
Point of Sale
Mobile-friendly POS interface that lets you accept crypto payments in-store with just a smartphone or tablet.
Settlement
Same-day settlement to your wallet or bank account. No waiting periods, no rolling reserves.
Multi-Asset Support
Accept payments in 350+ cryptocurrencies across multiple blockchain networks from customers worldwide.
Reporting
Comprehensive reporting dashboard with transaction history, revenue analytics, and exportable records.
Security
Enterprise-grade security with encrypted communications, secure key management, and fraud prevention.
Benefits
Why merchants choose XiWire
Use Cases
How businesses use XiWire
Retail Stores
Accept crypto payments at the counter using a mobile POS terminal or tablet display.
Online Services
Process payments for freelance work, consulting, and professional services without borders.
Restaurants & Hospitality
Enable crypto payments for dining, hotels, and travel bookings with instant confirmation.
B2B Payments
Settle invoices between businesses faster and cheaper with blockchain-based payments.
FAQ
Frequently asked questions
What equipment do I need to accept crypto in-store?
No special hardware is required. You can accept payments using any smartphone, tablet, or computer with a web browser. Simply display the QR code for the customer to scan.
How are exchange rates determined?
Exchange rates are locked at the time the payment invoice is generated, protecting both you and your customer from volatility during the payment window.
Can I accept crypto alongside traditional payments?
Absolutely. XiWire works alongside your existing payment infrastructure. You can offer crypto as an additional payment option without replacing your current setup.
Is there a minimum transaction amount?
There is no minimum transaction amount. However, very small payments on certain networks may be impractical due to blockchain transaction fees paid by the sender.
Start accepting crypto payments
Set up your merchant account in minutes. Low fees, instant settlement, and no chargebacks for your business.