High-Risk Industries
Payment infrastructure for high-risk businesses
Crypto payment solutions for industries underserved by traditional payment processors. No account freezes, no rolling reserves, and no merchant category restrictions — just reliable payment infrastructure that works for your business.
Industries We Serve
Dedicated solutions for every vertical
Choose your industry below for a tailored solution, or integrate our universal API for any high-risk business.
Adult Content & Entertainment
Payment processing for adult platforms, fan sites, cam sites, clip stores, and content creators. No MCC 5967 restrictions.
CBD & Supplements
Reliable payments for CBD oils, nutraceuticals, kratom, nootropics, and wellness products without category blocks.
Dating & Matchmaking
Subscription billing and discreet payment processing for dating platforms, matchmaking services, and niche dating apps.
Digital Services
Accept crypto for VPN subscriptions, web hosting, domains, proxy services, and privacy tools with automated provisioning.
Forex Signal Services
Subscription-based crypto payments for forex signal providers, copy trading services, and trading education platforms.
Travel & Tourism
Crypto payments for travel agencies, tour operators, and booking platforms that face high chargeback rates.
Crypto & DeFi Services
Payment solutions for crypto-adjacent businesses including OTC desks, DeFi protocols, and token projects.
Legal Services
Discreet crypto payments for legal services, consulting firms, and professional services in sensitive verticals.
Why Crypto Payments
Built for businesses that traditional processors reject
Traditional payment processors routinely freeze accounts, impose rolling reserves, and terminate merchants in high-risk categories. Crypto payments eliminate these problems entirely.
No Account Freezes
Blockchain payments cannot be frozen by a third party. Your revenue is always accessible.
Privacy Preserving
Pseudonymous transactions protect both merchant and customer data from exposure.
Self-Custody Wallets
Funds settle to wallets you control. No custodial risk and no third-party holds.
No Rolling Reserves
Unlike traditional high-risk processors, we never hold a percentage of your revenue.
Global Acceptance
Accept payments from customers worldwide without cross-border restrictions.
Simple API Integration
RESTful API with webhooks, sandbox environment, and comprehensive documentation.
How It Works
Simple integration, no restrictions
Create Your Account
Sign up in minutes. No lengthy underwriting, no merchant category restrictions, and no invasive application process.
Configure Your Wallets
Connect your self-custody wallets or let us generate HD wallets for your platform. Full control over your funds.
Integrate the API
Add crypto payments using our RESTful API, payment buttons, or hosted checkout. Sandbox environment included.
Accept Payments
Customers pay with their preferred cryptocurrency. Each payment gets a unique address for easy reconciliation.
Instant Settlement
Confirmed payments are automatically forwarded to your wallets. No holds, no reserves, and no delays.
Benefits
Why high-risk businesses choose XiWire
FAQ
Frequently asked questions
Will my account be shut down based on my industry?
No. XiWire does not impose merchant category restrictions. As long as your business operates legally in your jurisdiction, you can use our platform without fear of account termination.
How is this different from traditional high-risk processors?
Traditional high-risk processors charge 5-10% fees, require rolling reserves of 10-20%, and can still freeze your account. With XiWire, you pay standard fees, there are no reserves, and blockchain payments cannot be frozen by any third party.
What industries do you support?
We support all legal businesses including adult content, CBD & supplements, dating platforms, digital services, forex signals, travel, crypto services, and more. If traditional processors have rejected you, we likely support your vertical.
How does self-custody settlement work?
Payments are routed directly to wallet addresses you control. You provide your wallet addresses during setup, and all confirmed payments are forwarded to your wallets automatically with no intermediary holding your funds.
Is customer payment data stored on your servers?
We minimize data collection by design. Blockchain transactions are pseudonymous, and we do not collect or store sensitive customer financial data beyond what is needed for payment processing.
What cryptocurrencies do you support?
We support Bitcoin, Ethereum, USDT (ERC-20 and TRC-20), USDC, TRX, and 20+ other digital assets across Bitcoin, Ethereum, and TRON networks. Stablecoin support ensures predictable revenue.
How fast are settlements?
Settlements happen automatically after blockchain confirmation. Bitcoin typically confirms in 10-30 minutes, Ethereum in 2-5 minutes, and TRON/TRC-20 in under 1 minute.
Do you offer subscription billing?
Yes, our platform supports recurring billing workflows. Customers can set up recurring crypto payments for subscription-based services, and our webhooks notify your system of each payment.
Accept payments without restrictions
Get started with payment infrastructure built for high-risk businesses. No freezes, no reserves, and no merchant category restrictions.